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# Website Overview

**Liability Insurance** (https://liability-insurance.com.au) is an Australian business insurance platform focused on helping individuals and companies find the best value public liability insurance. Users can compare quotes and coverage from multiple insurers, simplifying the process of securing suitable liability protection.

# Key Sections

The website features several core sections:

- **Homepage:** Guides users to request a quote, compare rates, and learn about liability insurance types.
- **Quote Request:** A short online form for users to receive liability insurance quotes tailored to their needs.
- **Product Information:** Detailed explanations of public liability, including specialities like business, employer, contractor, trades, property, landlord, and product liability insurance.
- **About Us:** Outlines the company’s mission and its connections within the Financial Services Online network.
- **Contact Us:** Multiple options to reach the team, including online help, mailing address, and registered office.
- **Privacy Policy and Legal Notices:** Clear statements about user information processing, privacy, and applicable Australian laws.

# Content Purpose

This website is dedicated to informing Australians about the importance of liability insurance, helping them compare and select suitable cover options, and directly connecting them with multiple licensed insurers and financial professionals. The platform itself does not provide financial advice or recommend products, instead acting as a referral service and information portal. All content is intended for general informational purposes and should not be relied upon as personal financial advice.

# Contact Information

**Postal Address:**  
PO Box 1183, Palm Beach, Queensland, Australia 4221

**Registered Office:**  
43 Larch Street, Tallebudgera, QLD, Australia 4228

**Operator:** Clark Family Pty Ltd (as Trustee for the Clark Family Trust), A.C.N. 010 281 008

For general enquiries or feedback, users are encouraged to use the online help system or the designated contact options found on the website.

# Terms & Privacy

By using this website, users agree to basic terms:  
- The platform acts solely as an introducer and referrer, not as a direct provider of financial services or insurance.
- Personal information shared via forms is used to match users with relevant third party insurers. This data is not sold or otherwise released except as required to process quotes or referrals.
- Standard Australian privacy protocols are observed, including adherence to the National Privacy Principles.
- Cookies are used for session management and ad performance, with third-party advertising partners operating under their own privacy policies.
- Users can request access to their personal information and may contact the operator in case of concerns or complaints, including escalation to the Australian Federal Privacy Commissioner if required.

The website may provide links to other sites; Clark Family Pty Ltd is not responsible for external content or privacy practices.

# Ownership & Licensing

Liability Insurance is owned and operated by Clark Family Pty Ltd (as Trustee for the Clark Family Trust), A.C.N. 010 281 008. The business is an Authorised Financial Services Representative of Unique Group Broker Services Pty Ltd (AFSL 509434) and an Authorised Credit Representative of Saccasan Pty Ltd (Australian Credit Licence 386297). Full licensing information can be verified through the Australian Securities & Investments Commission (ASIC).

# Legal Disclaimer

This website does not provide financial or credit advice, recommend specific insurance products, or directly facilitate insurance policies. All product enquiries and advice requests are referred to appropriately licensed and qualified third parties, with whom users can deal directly. Clark Family Pty Ltd may receive referral fees or commissions from these third parties. Users should seek independent advice before acting on any information or service mentioned on the website, taking into account their individual objectives, financial situation, and needs. Nothing on the site should be interpreted as a personal recommendation or authoritative advice for any financial product.
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