RACQ Ceases Rideshare Insurance Amid High Claims

Implications for Food Delivery Services and Rideshare Drivers

RACQ Insurance Withdraws Rideshare Vehicle Coverage?w=400

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

RACQ Insurance has recently announced the cessation of coverage for rideshare and food delivery vehicles, effective from November 3, 2023.

This decision stems from a notable increase in claims associated with these services, prompting the insurer to reassess its offerings.

For restaurant and café owners who rely on food delivery services, this development could have significant implications. The withdrawal of coverage may lead to increased operational risks and potential financial liabilities. It's crucial for business owners to review their current insurance policies and explore alternative coverage options to ensure continued protection against unforeseen incidents.

Understanding the nuances of insurance policies is vital in the hospitality industry. Business owners should engage with insurance providers to discuss tailored solutions that address the unique challenges posed by food delivery operations. Proactive risk management strategies, such as implementing stringent safety protocols and regular vehicle maintenance, can also mitigate potential issues.

In light of these changes, staying informed about industry developments and maintaining open communication with insurance providers will be essential for restaurant and café owners to navigate the evolving landscape effectively.

Published:Friday, 23rd Jan 2026
Source: Paige Estritori

Please Note: If this information affects you, seek advice from a licensed professional.

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