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    Business Insurance Articles

    Professional Indemnity vs Public Liability: What's the Best Choice for Your Small Business?
    Professional Indemnity vs Public Liability: What's the Best Choice for Your Small Business?
    As a small business owner, understanding the intricacies of liability insurance is pivotal to safeguarding the fruit of your hard work. Insurances such as professional indemnity and public liability are not just safety nets; they are vital components that can mean the difference between bouncing back and closing down following unforeseen legal hurdles. - read more
    The Cost of Public Liability Coverage: Is It Worth It?
    The Cost of Public Liability Coverage: Is It Worth It?
    Public liability insurance is a crucial safety net for both businesses and individuals, providing protection against the financial fallout from claims of injury or damage that your business operations might cause to third parties. This type of insurance is designed to cover legal and compensation costs, safeguarding you from unexpected financial burdens. - read more
    Liability Risks: What Small Businesses in Australia Should Know
    Liability Risks: What Small Businesses in Australia Should Know
    Welcome to our comprehensive guide on liability risks for small businesses in Australia. The world of business is fraught with challenges, and one often overlooked aspect is the array of potential liabilities that can stifle growth or even lead to catastrophic financial loss. It's crucial for small business owners to grasp the critical role that insurance plays in the protection and longevity of their ventures. - read more
    Freelancer or Employee? Understanding the Difference and the Liability Implications
    Freelancer or Employee? Understanding the Difference and the Liability Implications
    The contemporary business landscape in Australia is witnessing a significant shift towards the gig economy, with a growing number of professionals opting for the flexibility and autonomy that freelancing offers. This trend has not only revolutionized the way work is performed but has also introduced new dynamics in the legal distinctions between freelancers and traditional employees. - read more

    Insurance News

    Rural Affinity and Munich Re Strengthen Agricultural Insurance in Australia
    Rural Affinity and Munich Re Strengthen Agricultural Insurance in Australia
    09 Jan 2026: Paige Estritori
    In a significant development for Australia's agricultural sector, Rural Affinity has renewed its partnership with Munich Re Specialty – Global Markets under a new five-year agreement. This collaboration, which began in 2006, is set to enhance the availability and scope of agricultural insurance products across the country. - read more
    WFI Insurance Highlights Significant Drop in Farm Liability Claims
    WFI Insurance Highlights Significant Drop in Farm Liability Claims
    09 Jan 2026: Paige Estritori
    WFI Insurance has reported a notable decrease in farm liability claims across most categories, signaling a positive trend in safety practices within the Australian agricultural sector. The insurer observed a 75% reduction in falls from height over the past year, alongside a 30% decline in impact injuries, marking the lowest level in four years. - read more
    Elders Insurance Highlights Increased Summer Storm Risks for Farmers
    Elders Insurance Highlights Increased Summer Storm Risks for Farmers
    09 Jan 2026: Paige Estritori
    Elders Insurance is urging Australian farmers to prepare for another damaging summer, with claims data revealing the scale and financial impact of storm activity across the country's agricultural regions. Analysis of storm-related farm insurance property claims over the last two years indicates that summer accounts for the highest number of claims nationally. - read more
    Insuregroup Achieves Significant Milestone in Truck Insurance Policies
    Insuregroup Achieves Significant Milestone in Truck Insurance Policies
    09 Jan 2026: Paige Estritori
    Insuregroup, a specialist insurance brokerage serving Australia's transport and logistics sector, has recently achieved a significant milestone by processing over 10,000 insurance policies since its inception. This accomplishment includes a 25% year-on-year increase in policy count, highlighting the escalating demand for comprehensive truck insurance solutions among Australian freight operators. - read more

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    Insurance Claim:
    Notification to an insurance company requesting payment of an amount due under the terms of the policy.