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    Business Insurance Articles

    How to Choose the Right Public Liability Insurance for Your Business
    How to Choose the Right Public Liability Insurance for Your Business
    Public liability insurance is a key consideration for business owners in Australia. This type of insurance helps protect businesses against claims made by third parties for injuries or property damage. But what exactly does it do? In simple terms, public liability insurance covers legal costs and expenses, as well as any damages awarded, if your business is found liable for an incident. - read more
    Understanding Liability Insurance: A Must-Read for Australian Small Business Owners
    Understanding Liability Insurance: A Must-Read for Australian Small Business Owners
    Liability insurance is a form of insurance designed to offer protection against claims resulting from injuries and damage to people or property. It covers legal costs and any payouts for which the insured party would be responsible if found legally liable. Intended to protect against claims resulting from injuries and damage to other people or property, liability insurance is critical for small businesses as it shields them from potentially crippling legal expenses. - read more
    The Importance of a Custom Risk Management Plan: A Guide for Australian Entrepreneurs
    The Importance of a Custom Risk Management Plan: A Guide for Australian Entrepreneurs
    In the fast-paced world of entrepreneurship, the only constant is change, and with change comes the inherent realm of the unknown – risk. Australian entrepreneurs, much like their international counterparts, operate in dynamic environments where unpredictability is a staple. However, the unique economic, legal, and environmental aspects of Australia demand a more localized understanding of these risks. Acknowledging this unpredictability is the first step towards mitigating potential threats to one's business venture. - read more
    Freelancer or Employee? Understanding the Difference and the Liability Implications
    Freelancer or Employee? Understanding the Difference and the Liability Implications
    The contemporary business landscape in Australia is witnessing a significant shift towards the gig economy, with a growing number of professionals opting for the flexibility and autonomy that freelancing offers. This trend has not only revolutionized the way work is performed but has also introduced new dynamics in the legal distinctions between freelancers and traditional employees. - read more

    Insurance News

    Hutch Underwriting's New Landlord Insurance: A Digital Age Solution
    Hutch Underwriting's New Landlord Insurance: A Digital Age Solution
    20 Apr 2026: Paige Estritori
    In August 2025, Hutch Underwriting unveiled a pioneering landlord insurance product tailored for the Australian market. This policy stands out by integrating cyber protection, addressing the evolving digital risks that modern landlords face. - read more
    Allianz Identifies Australian Suburbs with Elevated Landlord Insurance Claims
    Allianz Identifies Australian Suburbs with Elevated Landlord Insurance Claims
    20 Apr 2026: Paige Estritori
    In April 2025, Allianz Australia released a report highlighting Australian suburbs with the highest number of landlord insurance claims. The findings provide valuable insights for property investors, emphasizing the importance of understanding regional risks. - read more
    QBE's 2025 Survey Highlights Financial Vulnerabilities Among Australian Landlords
    QBE's 2025 Survey Highlights Financial Vulnerabilities Among Australian Landlords
    20 Apr 2026: Paige Estritori
    In June 2025, QBE released a comprehensive survey shedding light on the financial resilience of Australian landlords. The findings are particularly concerning: 38% of landlords indicated they would encounter financial difficulties if their rental properties became uninhabitable or if tenants defaulted on rent for a period exceeding two to six weeks. - read more
    Hutch Underwriting's New Landlord Insurance Policy Integrates Cyber Protection
    Hutch Underwriting's New Landlord Insurance Policy Integrates Cyber Protection
    20 Apr 2026: Paige Estritori
    In August 2025, Hutch Underwriting unveiled a new landlord insurance product tailored for Australian residential property owners. This policy stands out by incorporating built-in cyber protection, addressing the growing digital risks landlords face in today's interconnected world. - read more

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    Knowledgebase
    Subrogation:
    The process by which an insurance company seeks to recover the amount paid to the policyholder from a third party responsible for the loss.