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    Business Insurance Articles

    The Essential Guide to Liability Insurance for Freelancers
    The Essential Guide to Liability Insurance for Freelancers
    Liability insurance is a type of coverage designed to protect you from claims arising out of injuries or damages to other people or property. For freelancers, who often juggle multiple projects and clients, liability insurance can offer a safety net that reduces financial risk and instability. - read more
    Professional Indemnity vs Public Liability: What's the Best Choice for Your Small Business?
    Professional Indemnity vs Public Liability: What's the Best Choice for Your Small Business?
    As a small business owner, understanding the intricacies of liability insurance is pivotal to safeguarding the fruit of your hard work. Insurances such as professional indemnity and public liability are not just safety nets; they are vital components that can mean the difference between bouncing back and closing down following unforeseen legal hurdles. - read more
    Critical Risk Management Strategies for Every Australian Tradesman
    Critical Risk Management Strategies for Every Australian Tradesman
    Welcome to the crucial world of risk management for Australian tradesmen. Whether you're a seasoned professional or just starting, understanding and mitigating the inherent risks in the trades industry is paramount to both the safety and sustainability of your business. This article intends to guide you through the world of risk management, emphasizing the pivotal role of liability insurance. - read more
    Liability Risks: What Small Businesses in Australia Should Know
    Liability Risks: What Small Businesses in Australia Should Know
    Welcome to our comprehensive guide on liability risks for small businesses in Australia. The world of business is fraught with challenges, and one often overlooked aspect is the array of potential liabilities that can stifle growth or even lead to catastrophic financial loss. It's crucial for small business owners to grasp the critical role that insurance plays in the protection and longevity of their ventures. - read more

    Insurance News

    Bupa's Strategic Expansion into Mental Health Services
    Bupa's Strategic Expansion into Mental Health Services
    29 Jan 2026: Paige Estritori
    Bupa, a leading health insurer in Australia, has unveiled plans to significantly enhance mental health services by establishing a network of clinics named Mindplace. This initiative aims to open 60 clinics nationwide by 2027, aligning closely with the government's objective of operating 61 walk-in Medicare Mental Health Centres by mid-2026. - read more
    Federal Support Secures Cohealth's GP Services Amid Financial Strain
    Federal Support Secures Cohealth's GP Services Amid Financial Strain
    29 Jan 2026: Paige Estritori
    In response to financial challenges faced by Cohealth, a non-profit community health service, the federal government has allocated $1.5 million to maintain its GP services in Melbourne's inner north and west. This funding ensures that clinics in Collingwood, Fitzroy, and Kensington will remain operational until 31 July 2026, providing essential care to approximately 12,500 patients who were at risk of losing access to their GPs. - read more
    Rising Out-of-Pocket Costs Challenge Australia's Universal Healthcare
    Rising Out-of-Pocket Costs Challenge Australia's Universal Healthcare
    29 Jan 2026: Paige Estritori
    Patients Australia, in collaboration with La Trobe University, has released the 2025 Patient View Report, shedding light on the increasing financial burden faced by Australians seeking healthcare services. The report indicates that 62% of patients incur out-of-pocket expenses when visiting their GP, with nearly half of these individuals paying an average gap fee of $51 or more. - read more
    Australian Insurers Adapt Investment Strategies Amid Geopolitical and Economic Changes
    Australian Insurers Adapt Investment Strategies Amid Geopolitical and Economic Changes
    29 Jan 2026: Paige Estritori
    Australian insurers are actively revising their investment portfolios in response to evolving geopolitical events and a stabilizing economic environment. A recent report by Janus Henderson Investors reveals that 47% of insurers plan to increase their investment portfolio risk in the next 12 months, with a significant focus on private markets. - read more

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    Knowledgebase
    Moral Hazard:
    The concept that individuals may take on more risk when they do not bear the full consequences of that risk, often relevant in insurance scenarios.