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    Business Insurance Articles

    The Cost of Public Liability Coverage: Is It Worth It?
    The Cost of Public Liability Coverage: Is It Worth It?
    Public liability insurance is a crucial safety net for both businesses and individuals, providing protection against the financial fallout from claims of injury or damage that your business operations might cause to third parties. This type of insurance is designed to cover legal and compensation costs, safeguarding you from unexpected financial burdens. - read more
    Understanding Product Liability Insurance in Australia: A Business Owner's Guide
    Understanding Product Liability Insurance in Australia: A Business Owner's Guide
    As a business owner in Australia, navigating the complexities of protecting your company is crucial, with product liability insurance being an essential aspect to consider. This type of insurance is designed to shield businesses from financial losses that may arise if a product they manufacture, supply, or sell causes harm to a consumer or damages property. - read more
    The Essential Guide to Liability Insurance for Freelancers
    The Essential Guide to Liability Insurance for Freelancers
    Liability insurance is a type of coverage designed to protect you from claims arising out of injuries or damages to other people or property. For freelancers, who often juggle multiple projects and clients, liability insurance can offer a safety net that reduces financial risk and instability. - read more
    The Top 5 Risks Small Businesses Face and How to Mitigate Them
    The Top 5 Risks Small Businesses Face and How to Mitigate Them
    Running a small business can be both rewarding and challenging. One of the key challenges is the variety of risks that can arise unexpectedly. These risks can range from financial uncertainties to operational hiccups, each potentially impacting your business's success. Understanding these risks and preparing for them is crucial for the longevity and sustainability of any small enterprise. - read more

    Insurance News

    Medical Timing Decides Travel Insurance Claim Dispute
    Medical Timing Decides Travel Insurance Claim Dispute
    21 Jun 2026: Paige Estritori
    A recent travel insurance dispute reported by Insurance News has put a spotlight on one of the most important parts of any cancellation claim: timing. The case involved a policyholder who argued that a doctor’s declaration that he could not travel overseas was the relevant claimable event, rather than the earlier appearance of illness. The policyholder was successful, reinforcing that the way a medical issue is documented can be just as important as the condition itself. - read more
    Why the General Insurance Code Review Matters for Real Estate Agencies
    Why the General Insurance Code Review Matters for Real Estate Agencies
    21 Jun 2026: Paige Estritori
    Australia’s general insurance sector appears to be moving closer to a major update to the General Insurance Code of Practice, with Financial Services Minister Daniel Mulino signalling that the long-running review should make visible progress soon. For real estate agencies, this is worth watching closely because the code influences how many insurers communicate, manage claims and resolve disputes. - read more
    General Insurance Code Review Puts Service Standards in Focus
    General Insurance Code Review Puts Service Standards in Focus
    21 Jun 2026: Paige Estritori
    Australia’s general insurance sector is edging closer to a significant reset of its customer service rulebook, with Financial Services Minister Daniel Mulino indicating he wants meaningful progress on the long-running review of the General Insurance Code of Practice. A draft of the revised code is expected to move towards consultation shortly, following a review process that began in November 2023 and produced more than 100 recommendations in late 2024. - read more
    Victoria’s Strata Commission Debate Moves Into a New Phase
    Victoria’s Strata Commission Debate Moves Into a New Phase
    21 Jun 2026: Paige Estritori
    Victoria’s strata reform agenda has taken another important turn, with consumer advocates continuing to push for a ban on insurance-related commissions paid to owners corporation managers after the state government chose to defer immediate action on the issue. - read more

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    Knowledgebase
    Public Liability Insurance:
    A very broad term for insurance covering liability exposures for individuals and business owners. It provides broad coverage, generally including all exposures for property damage and bodily injury.